Insurance Renewals—

Off Your Plate.

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We replace messy condo insurance renewals with a structured, repeatable process — and run the admin for your team every year.

Hidden Renewal Friction

  • Property owners see premiums increase year after year, but boards rarely receive a structured explanation of what changed, what was tested, or what alternatives were explored.

  • Property managers aren’t compensated to run deep underwriting diligence, be the subject matter experts, search specialized programs, or run multiple broker bids.

    Its no surprise that most renewals default to whatever process already exists.

  • Critical documents are scattered across email threads and drives. Loss history, SOVs, endorsements, and COIs aren’t consistently organized — forcing PMs and brokers to rebuild the file every year.

  • Policies arrive dense and technical. Endorsements shift. Sublimits move. Deductibles change. Comparing two carriers requires deep insurance fluency — but boards are expected to make the decision anyway.

Savings Impact

Per Property Manager

60+ Hours

Returned Annually

≈ $3,000

In Labor Capacity

Portfolio-Level

Doors Hours Saved Labor Value

1,000 160–480 $8-24k

5,000 800–2,400 $40-120k

10,000 1,600–4,800 $80-240k

25,000 4,000–12,000 $200-600k

**AVG of ~25 doors per association, 4–12 hours of renewal work per association per year, and $50/hour labor cost

Most property managers spend 4-12 Hours Per Association on things like Document Preparation, New Broker Search/Selection, Questions & Broker Communication, and Board Presentation & Questions

RenewFlo Operating Model

Renewal Operations

We own the renewal timeline — coordinating brokers, collecting required documentation, and delivering a board-ready renewal package before deadlines hit.

Insurance Data Room

A centralized insurance file for every property — policies, loss runs, SOVs, endorsements, and broker history — organized and accessible year-round.

Owner Renewal Brief

We translate complex policy comparisons into a clear, side-by-side summary — outlining changes, risks, and recommendations so boards can approve with confidence.